FREE Form 1040 Online Income Tax Return e-File H&R Block

In my previous post discussing CCH’s CompleteTax service, I discovered they e-file form 1040EZ for free.   I have since learned that H&R Block will e-file a basic 1040 for free also.  However, stay tuned….there are some additional details we need to understand.

CompleteTax will file the 1040EZ for free, but charges $24.95 for a state return.  H&R Block allows you to file a basic 1040 with Schedules A and B for FREE.  However, a state form costs $27.95.  To file a basic 1040 return using CompleteTax costs $14.95, plus the state return for 24.95, which would be a total of $39.90.   Confusing, so here is a visual:

TOTAL COST FOR FEDERAL AND STATE:

  1040EZ 1040
CompleteTax $24.95 $39.90
H&R Block $27.95 $27.95


  • Use CompleteTax if you file form 1040EZ.  Your total cost will be $24.95.
  • If you file a basic 1040 use H&R Block, your total cost will be $29.95.

H&R Block seem fairly competetive for preparing more complex returns, but the cheaper state return may lean you towards CCH’s CompleteTax service.

There are two types of H&R Block products: 

  • Online Products
  • Software Products

Online Products allow the user access to H&R Block systems for the amount of time needed in order to complete a return. The program asks the user a series of questions, and as the user answers the questions, the program fills in the tax return. At the end, the user completes the return by e-filing. Data is then stored on H&R Block servers for a period of up to 3 years, during which, the consumer can still access the return. The one exception here is with the free edition, which has some limitations on use.

H&R Block Online Product line-up includes:

H&R Block At Home Online Free Edition (FREE) –

Complete your simple return online for free

H&R Block At Home Online Basic ($19.95) –

You want extra guidance, our Worry-free Audit Support*, or to import your tax data from last year’s TurboTax® or TaxCut® returns.

H&R Block At Home Online Deluxe ($29.95) –

Own a home or have investments.

H&R Block At Home Online Premium ($49.95) –

Self-employment or rental property income.

Software Products are purchased and then downloaded onto the user’s computer. This allows all data to be stored on the user’s system and allows the user the opportunity to go back into the program and complete multiple versions of the return (or multiple returns as needed). When it’s time to file, users have the option of either e-filing or printing and mailing the return to the IRS. There are two delivery options for initially obtaining the software. A user can specify immediate download through our website or hard copy delivery by mail.

H&R Block Software Product line-up includes:

H&R Block at Home Basic + E-file ($19.95) –

Everything you need to complete a simple federal tax return at a great low price

H&R Block at Home Deluxe (no state) ($34.95) –

Advanced tools and guidance for maximizing deductions and tax savings associated with home ownership, education, investments, real estate and more

H&R Block at Home Deluxe ($44.95) –

Advanced tools and guidance for maximizing deductions and tax savings associated with home ownership, education, investments, real estate and more

H&R Block at Home Premium ($64.95) –

Forms, guidance and support for your personal taxes

H&R Block at Home Premium & Business ($79.95) –

Forms, guidance and support for your personal and business taxes

For any additional questions about these products, visit  www.hrblock.com

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