Here are the latest Net Worth Wealth Percentiles available using 2013 data. Net worth is the difference between assets and liabilities. Therefore if debt is higher than total assets, net worth can be less than zero as you see in the first percentile bracket for mean net worth.
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Here is a summary of where you are relative to other people for your personal net worth according to your age percentile.
To calculate my Personal Net Worth, I substitute the information below in my Net Worth Formula. The basic formula for Net Worth is: ASSETS minus LIABILITIES. It is defined as Everything you OWN, minus Everything you OWE.